* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            font-family: 'Open Sans', sans-serif;
            background-color: #FFFFFF;
            color: #333;
            overflow-x: hidden;
        }

        /* Header Sticky */
        header {
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            background-color: #0D368D;
            padding: 15px 5%;
            display: flex;
            justify-content: space-between;
            align-items: center;
            z-index: 1000;
            box-shadow: 0 2px 10px rgba(0,0,0,0.1);
        }

        .logo-container {
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .logo {
            width: 50px;
            height: 50px;
            border-radius: 50%;
            background-color: #FFFFFF;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: bold;
            color: #0D368D;
            font-size: 20px;
        }

        .logo-text {
            color: #FFFFFF;
            font-size: 22px;
            font-weight: 700;
        }
        .logo-subtext {
            color: #FFFFFF;
            font-size: 14px;
            font-weight: 400;
            margin-top: 2px;
        }

        nav {
            display: flex;
            gap: 25px;
            align-items: center;
        }

        nav a {
            color: #FFFFFF;
            text-decoration: none;
            font-weight: 600;
            transition: opacity 0.3s;
        }

        nav a:hover {
            opacity: 0.8;
        }

        .cta-header {
            background-color: #25D366;
            color: #FFFFFF;
            padding: 10px 20px;
            border-radius: 25px;
            text-decoration: none;
            font-weight: 700;
            transition: transform 0.3s;
        }

        .cta-header:hover {
            transform: scale(1.05);
        }

        .menu-toggle {
            display: none;
            background: none;
            border: none;
            color: #FFFFFF;
            font-size: 28px;
            cursor: pointer;
        }

        /* Hero Section */
        .hero {
            height: 100vh;
            position: relative;
            display: flex;
            align-items: center;
            justify-content: center;
            text-align: center;
            color: #FFFFFF;
            margin-top: 80px;
        }

        .hero-bg {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            object-fit: cover;
            z-index: -2;
        }

        .hero-overlay {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            background: rgba(13, 54, 141, 0.7);
            z-index: -1;
        }

        .hero-content h1 {
            font-size: 56px;
            font-weight: 700;
            margin-bottom: 20px;
            text-shadow: 2px 2px 4px rgba(0,0,0,0.3);
        }

        .hero-content h2 {
            font-size: 28px;
            font-weight: 400;
            max-width: 700px;
            margin: 0 auto;
        }

        /* Propuesta de Valor */
        .value-proposition {
            background-color: #0D368D;
            color: #FFFFFF;
            padding: 40px 0;
            overflow: hidden;
        }

        .value-slider {
            display: flex;
            animation: slide 15s linear infinite;
        }

        .value-item {
            min-width: 350px;
            text-align: center;
            font-size: 28px;
            font-weight: 700;
            padding: 0 50px;
            white-space: nowrap;
        }

        @keyframes slide {
            0% { transform: translateX(0); }
            100% { transform: translateX(-500%); }
        }

        /* Container General */
        .container {
            max-width: 1400px;
            margin: 0 auto;
            padding: 60px 20px;
        }

        /* Carrusel de Banners */
        .carousel-section {
            background-color: #f5f5f5;
        }

        .carousel {
            position: relative;
            max-width: 1400px;
            max-height: 550px;
            margin: 0 auto 40px;
            overflow: hidden;
            border-radius: 15px;
        }

        .carousel-images {
            display: flex;
            transition: transform 0.5s ease;
        }

        .carousel-images img {
            width: 100%;
            flex-shrink: 0;
            display: block;
        }

        .carousel-btn {
            position: absolute;
            top: 50%;
            transform: translateY(-50%);
            background-color: rgba(255,255,255,0.8);
            border: none;
            font-size: 30px;
            padding: 10px 15px;
            cursor: pointer;
            border-radius: 5px;
            z-index: 10;
        }

        .carousel-btn.prev { left: 10px; }
        .carousel-btn.next { right: 10px; }

        /* Enlaces de Contacto */
        .contact-links {
            display: flex;
            justify-content: center;
            gap: 40px;
            flex-wrap: wrap;
        }

        .contact-circle {
            width: 120px;
            height: 120px;
            border-radius: 50%;
            display: flex;
            flex-direction: column;
            align-items: center;
            justify-content: center;
            text-decoration: none;
            color: #FFFFFF;
            font-weight: 700;
            transition: transform 0.3s;
            font-size: 14px;
        }

        .contact-circle:hover {
            transform: scale(1.1);
        }

        .contact-circle.whatsapp { background-color: #25D366; }
        .contact-circle.instagram { background: linear-gradient(45deg, #f09433 0%,#e6683c 25%,#dc2743 50%,#cc2366 75%,#bc1888 100%); }
        .contact-circle.email { background-color: #0D368D; }

        .contact-circle span {
            font-size: 40px;
            margin-bottom: 5px;
        }

        /* Partners */
        .partners {
            text-align: center;
        }

        .partners h2 {
            font-size: 36px;
            color: #0D368D;
            margin-bottom: 40px;
        }

        .partners-container {
            display: flex;
            justify-content: center;
            gap: 50px;
            align-items: center;
            flex-wrap: nowrap;
        }

        .partner-circle {
            width: 140px;
            height: 140px;
            border-radius: 50%;
            overflow: hidden;
            border: 3px solid #0D368D;
            opacity: 0;
            transform: translateX(-100px);
            transition: all 0.6s ease;
            flex-shrink: 0;
        }

        .partner-circle.visible {
            opacity: 1;
            transform: translateX(0);
        }

        .partner-circle img {
            width: 100%;
            height: 100%;
            object-fit: cover;
        }

        /* Cards de Seguros */
        .insurance-cards {
            background-color: #f5f5f5;
        }

        .insurance-cards h2 {
            text-align: center;
            font-size: 36px;
            color: #0D368D;
            margin-bottom: 50px;
        }

        .cards-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 30px;
        }

        .card {
            padding: 40px 20px;
            border-radius: 15px;
            text-align: center;
            color: #FFFFFF;
            font-weight: 700;
            font-size: 20px;
            transition: transform 0.3s;
            box-shadow: 0 4px 6px rgba(0,0,0,0.1);
        }

        .card:hover {
            transform: translateY(-10px);
        }

        .card-emoji {
            font-size: 50px;
            display: block;
            margin-bottom: 15px;
        }

        .card-auto { background: linear-gradient(135deg, #667eea 0%, #764ba2 100%); }
        .card-moto { background: linear-gradient(135deg, #f093fb 0%, #f5576c 100%); }
        .card-hogar { background: linear-gradient(135deg, #4facfe 0%, #00f2fe 100%); }
        .card-comercio { background: linear-gradient(135deg, #43e97b 0%, #38f9d7 100%); }
        .card-accidentes { background: linear-gradient(135deg, #fa709a 0%, #fee140 100%); }
        .card-vida { background: linear-gradient(135deg, #30cfd0 0%, #330867 100%); }
        .card-retiro { background: linear-gradient(135deg, #a8edea 0%, #fed6e3 100%); color: #333; }

        /* Formulario CTA */
        .cta-form {
            background: linear-gradient(135deg, #0D368D 0%, #1a4fa8 100%);
            color: #FFFFFF;
        }

        .cta-form h2 {
            text-align: center;
            font-size: 36px;
            margin-bottom: 20px;
        }

        .cta-form p {
            text-align: center;
            font-size: 18px;
            margin-bottom: 40px;
        }

        form {
            max-width: 600px;
            margin: 0 auto;
        }

        .form-group {
            margin-bottom: 25px;
        }

        label {
            display: block;
            margin-bottom: 8px;
            font-weight: 600;
        }

        input, select, textarea {
            width: 100%;
            padding: 12px;
            border: none;
            border-radius: 8px;
            font-family: 'Open Sans', sans-serif;
            font-size: 16px;
        }

        textarea {
            resize: vertical;
            min-height: 100px;
        }

        .submit-btn {
            width: 100%;
            background-color: #25D366;
            color: #FFFFFF;
            padding: 15px;
            border: none;
            border-radius: 8px;
            font-size: 20px;
            font-weight: 700;
            cursor: pointer;
            transition: background-color 0.3s;
        }

        .submit-btn:hover {
            background-color: #1ea952;
        }

        /* Footer */
        footer {
            background-color: #0D368D;
            color: #FFFFFF;
            padding: 40px 5%;
        }

        .footer-content {
            display: flex;
            justify-content: space-between;
            gap: 40px;
            max-width: 1200px;
            margin: 0 auto 30px;
        }

        .footer-section {
            flex: 1;
        }

        .footer-logo-container {
            display: flex;
            align-items: center;
            gap: 15px;
        }

        .footer-logo {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            background-color: #FFFFFF;
            display: flex;
            align-items: center;
            justify-content: center;
            font-weight: bold;
            color: #0D368D;
            font-size: 24px;
        }

        .footer-nav a {
            display: block;
            color: #FFFFFF;
            text-decoration: none;
            margin-bottom: 10px;
            transition: opacity 0.3s;
        }

        .footer-nav a:hover {
            opacity: 0.7;
        }

        .footer-bottom {
            text-align: center;
            padding-top: 20px;
            border-top: 1px solid rgba(255,255,255,0.2);
            font-size: 14px;
        }

        /* Botón Flotante WhatsApp */
        .whatsapp-float {
            position: fixed;
            bottom: 30px;
            right: 30px;
            background-color: #25D366;
            width: 70px;
            height: 70px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            box-shadow: 0 4px 12px rgba(0,0,0,0.3);
            z-index: 999;
            animation: bounce 2s infinite;
            cursor: pointer;
            text-decoration: none;
        }

        .whatsapp-float span {
            font-size: 40px;
            color: #FFFFFF;
        }

        @keyframes bounce {
            0%, 20%, 50%, 80%, 100% { transform: translateY(0); }
            40% { transform: translateY(-15px); }
            60% { transform: translateY(-8px); }
        }

        /* Responsive */
        @media (max-width: 768px) {
            nav {
                position: fixed;
                top: 80px;
                left: -100%;
                width: 100%;
                background-color: #0D368D;
                flex-direction: column;
                padding: 20px;
                transition: left 0.3s;
            }

            nav.active {
                left: 0;
            }

            .menu-toggle {
                display: block;
            }

            .hero-content h1 {
                font-size: 35px;
            }

            .hero-content h2 {
                font-size: 20px;
            }

            .value-item {
                font-size: 20px;
                min-width: 280px;
            }

            .cards-grid {
                grid-template-columns: repeat(2, 1fr);
                gap: 20px;
            }

            .footer-content {
                flex-direction: column;
            }

            /* Mantener círculos de contacto en fila */
            .contact-links {
                gap: 15px;
            }

            .contact-circle {
                width: 55px;
                height: 55px;
                font-size: 11px;
            }

            .contact-circle img {
                width: 25px !important;
                height: 25px !important;
            }

            /* Mantener círculos de compañías en fila */
            .partners-container {
                gap: 20px;
            }

            .partner-circle {
                width: 100px;
                height: 100px;
            }

            .whatsapp-float {
                width: 60px;
                height: 60px;
                bottom: 20px;
                right: 20px;
            }

            .whatsapp-float img {
                width: 60px !important;
                height: 60px !important;
            }
        }

        @media (max-width: 480px) {
            .logo-text {
                font-size: 18px;
            }

            .hero-content h1 {
                font-size: 28px;
            }

            .cards-grid {
                grid-template-columns: 1fr;
            }

            /* Ajuste adicional para pantallas muy pequeñas */
            .contact-links {
                gap: 10px;
            }

            .contact-circle {
                width: 70px;
                height: 70px;
                font-size: 10px;
            }

            .contact-circle img {
                width: 25px !important;
                height: 25px !important;
            }

            .partners-container {
                gap: 15px;
            }

            .partner-circle {
                width: 85px;
                height: 85px;
                border: 2px solid #0D368D;
            }
        }